Qualified Financial Adviser (QFA) Pensions Exam 1 Practice Test

The question focuses on how long someone must be unable to work before qualifying for a State invalidity pension. This benefit is intended for long-term, not short-term, incapacity, so the requirement is that the person has been incapable of work for at least 12 months. That 12-month threshold signals that the illness or disability is expected to be permanent or lasting, rather than temporary. If incapacity lasts less than a year, other supports (such as sickness-related payments) are typically considered instead. In addition to this duration, eligibility also depends on medical certification and PRSI contribution conditions, but the 12-month minimum is the key criterion for potentially qualifying for the pension.